uob personalized banking
uob personalized banking
Blog Article
UOB Lender gives a variety of personalized banking solutions created to satisfy the fiscal desires of people. Underneath is an in depth overview to help you comprehend The true secret facets and offerings.
Forms of Accounts
Discounts Account: This account allows you to save money while earning desire.
Capabilities: Quick access, interest earnings, small costs.
Rewards: Safe spot for your money, potential expansion by way of interest.
Latest Account: Ideal for day by day transactions and controlling expenses.
Capabilities: Checkbook facility, overdraft safety.
Gains: Hassle-free for normal payments and withdrawals.
Mounted Deposit Account: For people planning to earn better interest costs more than a set interval.
Functions: Fastened term deposits, increased curiosity premiums when compared with savings accounts.
Rewards: Safe investment alternative with predictable returns.
Financial loans
Own Financial loans: Unsecured loans that may be utilized for several needs like instruction or home renovation.
Kinds:
Installment Loans
Credit score Traces
Positive aspects: Versatile repayment phrases, aggressive fascination costs.
Household Financial loans: Customized alternatives for obtaining assets or refinancing present home loans.
Sorts:
Mounted Level House Mortgage
Floating Price House Financial loan
Advantages: Various ideas to suit individual needs, interesting fees.
Charge cards
UOB delivers A variety of bank cards catering to unique life and investing click here habits:
Benefits Cards: Earn factors on each and every buy that may be redeemed for presents or vacation miles.
Cashback Cards: Get money rebates on day to day shelling out including groceries and eating out.
Journey Playing cards: Particular benefits like air miles accumulation and journey insurance coverage protection.
Investment decision Services
For people interested in rising their wealth by way of investments:
Device Trusts * Diversified portfolio managed by specialists. * Well suited for extended-time period development aims.
Structured Deposits * Brings together the attributes of regular deposits with expense merchandise. * Potentially increased returns but with a few hazard concerned.
Insurance plan Products
To guard by yourself and All your family members versus unforeseen activities:
Daily life Coverage * Offers economic safety in case of Demise or essential ailment. * Can also serve as a financial savings Instrument with regards to the coverage decided on.
Wellbeing Insurance plan * Covers health care bills which include hospitalization expenditures. * Important for mitigating substantial healthcare expenses.
Electronic Banking Products and services
Benefit at your fingertips as a result of electronic platforms:
World wide web Banking
Permits you to control your finances on line:
Watch account balances and transaction historical past
Transfer funds between accounts or pay back charges
Apply for new products (financial loans/credit cards)
Cell Banking
Banking on-the-go through mobile applications:
Fast equilibrium checks
Cellular payment options (QR code payments)
Notifications & alerts about account action
With these in depth offerings, UOB aims to deliver customized banking solutions that cater specially to personal requirements when ensuring advantage and security in all transactions.